The Future of Co-Lending is Here
The Future of
Co-Lending is Here
India's most trusted co-lending middleware connecting 95+ financial institutions with seamless API integration, real-time processing, and $5B+ AUM managed. Transform your lending partnerships today.
Quantifying Our Success Story
Dive into the data that showcases the significant influence we have had in shaping the industry.
Sourcing
Source loans intelligently, optimizing risk and return. Identify, evaluate, and secure loans efficiently.
Processing
Elevate loan processing with intelligent origination, seamless BRE/CAM integration, and rapid disbursement.
Management
Streamline accounting, generate SOAs, manage product masters, track DPDs and monitor NPAs efficiently.
Collection
Transform loan collection with virtual account management, secure escrow accounts, and optimized recovery.
Achieve higher loan approval rates by leveraging the advanced capabilities of our middleware, including a robust business rule engine, API functionality and co-lending's pre-defined risk framework.
Product Agnostic
Support for 20+ loan products across all sectors and industries
Real-time Analytics
Live dashboards and comprehensive reporting for informed decisions
Enterprise Security
Bank-grade security with ISO 27001 certification
Scalable Architecture
Handle millions of transactions with 99.9% uptime
Seamless Experience
Intuitive interface for all stakeholders
Regulatory Compliant
Built-in compliance with RBI guidelines
Co-Lending Model 1
Bank and NBFC jointly originate loans at the point of origination itself. Both parties are involved from day one with pre-agreed terms.
- Joint origination
- Shared underwriting
- Pre-agreed risk policy
- Real-time disbursement
Direct Assignment & Pool
NBFC originates loans independently and later assigns a portion to the bank. Flexible partnership model with portfolio transfer capabilities.
- Post-origination assignment
- Portfolio flexibility
- Bulk transfers
- Regulatory compliant
Asset-Backed Securities
Convert loan portfolios into tradeable securities. Unlock capital and manage balance sheet efficiently through structured transactions.
- Capital optimization
- Risk distribution
- Liquidity management
- Structured products
Banks
Expand reach, maximize returns
Better Sourcing & Distribution
Leverage NBFC networks for wider reach
Higher ROI
Improved returns through efficient partnerships
Pre-agreed Risk Policy
Standardized risk framework across partners
PSL Targets
Meet priority sector lending requirements
Partner with 100s of NBFCs
Single platform for multiple partnerships
Automated Reconciliation
Seamless collection and settlement
Time to stop juggling with loan processes
Sit back and relax as we handle your loan management process seamlessly. From simplified origination to accurate disbursement and meticulous post-disbursal management, our end-to-end solution ensures your peace of mind.