The Future of Co-Lending is Here

India's most trusted co-lending middleware connecting 95+ financial institutions with seamless API integration, real-time processing, and $5B+ AUM managed. Transform your lending partnerships today.

Quantifying Our Success Story

Dive into the data that showcases the significant influence we have had in shaping the industry.

• 25L+ Borrowers Served
• 120% YoY Growth
• $5B+ AUM Managed
• 150+ Live Partnerships
• 100% Implementation Success

Sourcing

Source loans intelligently, optimizing risk and return. Identify, evaluate, and secure loans efficiently.

Processing

Elevate loan processing with intelligent origination, seamless BRE/CAM integration, and rapid disbursement.

Management

Streamline accounting, generate SOAs, manage product masters, track DPDs and monitor NPAs efficiently.

Collection

Transform loan collection with virtual account management, secure escrow accounts, and optimized recovery.

Loan Approval Rate Increased By 82%

Achieve higher loan approval rates by leveraging the advanced capabilities of our middleware, including a robust business rule engine, API functionality and co-lending's pre-defined risk framework.

• Traditional Process Manual

  • ~25% Approval Rate
  • 7-10 Days to Process
  • Multiple system logins
  • Manual data reconciliation
  • High rejection rates

• Transform With Knight Automated

  • 82% Approval Rate
  • <2 Hours to Process
  • Single unified platform
  • Real-time sync & validation
  • Smart risk assessment

Product Agnostic

Support for 20+ loan products across all sectors and industries.

Real-time Analytics

Live dashboards and comprehensive reporting for informed decisions.

Enterprise Security

Bank-grade security with ISO 27001 certification.

Scalable Architecture

Handle millions of transactions with 99.9% uptime.

Seamless Experience

Intuitive interface for all stakeholders.

Regulatory Compliant

Built-in compliance with RBI guidelines.

Co-Lending Model 1

Bank and NBFC jointly originate loans at the point of origination itself. Both parties are involved from day one with pre-agreed terms.

• Joint origination
• Shared underwriting
• Pre-agreed risk policy
• Real-time disbursement

Direct Assignment & Pool

NBFC originates loans independently and later assigns a portion to the bank. Flexible partnership model with portfolio transfer capabilities.

• Post-origination assignment
• Portfolio flexibility
• Bulk transfers
• Regulatory compliant

Asset-Backed Securities

Convert loan portfolios into tradeable securities. Unlock capital and manage balance sheet efficiently through structured transactions.

• Capital optimization
• Risk distribution
• Liquidity management
• Structured products

Banks

Expand reach, maximize returns.

Better Sourcing & Distribution

Leverage NBFC networks for wider reach.

Higher ROI

Improved returns through efficient partnerships.

Pre-agreed Risk Policy

Standardized risk framework across partners.

PSL Targets

Meet priority sector lending requirements.

Partner with 100s of NBFCs

Single platform for multiple partnerships.

Automated Reconciliation

Seamless collection and settlement.

Time to stop juggling with loan processes

Sit back and relax as we handle your loan management process seamlessly. From simplified origination to accurate disbursement and meticulous post-disbursal management, our end-to-end solution ensures your peace of mind.